Loan programs
Every door into homeownership
There’s almost always more than one way to finance a home. Here’s each one, what it’s great for, and who it isn’t for — honestly.
Conventional Loans
The workhorse of home financing — flexible terms, competitive costs, and down payments as low as 3% for first-time buyers.
Learn more →FHA Loans
The first-time buyer favorite — 3.5% down, friendlier credit requirements, and forgiving guidelines for real-life finances.
Learn more →VA Loans
For those who served — $0 down, no monthly mortgage insurance, and some of the strongest terms in all of lending.
Learn more →USDA Loans
$0 down for homes in eligible smaller communities — many communities around Nashville and Williamson County qualify, and most buyers have no idea.
Learn more →Jumbo Loans
Financing above conforming loan limits for higher-priced homes — with the same guidance and straight answers.
Learn more →Down Payment Assistance
Tennessee has real down payment help — THDA’s Great Choice programs can put thousands toward your down payment and closing costs for qualified buyers.
Learn more →Refinancing
Lower the payment, drop mortgage insurance, tap equity, or shorten the term — when the math works, Jerri-Lynn will show you. When it doesn’t, she’ll tell you.
Learn more →No idea which one?
That’s the normal starting point. Text Jerri-Lynn what you’re working with and she’ll tell you which programs fit.
💬 Text (314) 402-3858
Have a question? Just ask Jerri-Lynn.
No pressure, no jargon, no obligation — just a straight answer from someone who knows Middle Tennessee. Text, call, or apply whenever you’re ready.